Monthly Archives: September 2014

Permalink to single post

Learn About The Tips That Make Buying Auto Insurance Easy

When you are shopping for auto insurance, it can be hard to cut through all the jargon and incomprehensible language. This can make it very confusing. This article will help you keep up with the complex terms your insurance agent uses. With the tips and tricks that you will find below, you will be navigating the world of auto insurance like a pro in no time.

If you are looking for car insurance for a teen driver in the family, shop around for adding them to your existing policy, in addition to them getting their own. It can sometimes be cheaper to purchase a different policy, but this depends on what vehicles are involved.

A certain amount of liability insurance is a legal mandate for most drivers. You have the responsibility to be aware of coverage levels for your state, and to acquire insurance appropriate to those requirements. If you get into an accident without the insurance your state requires, there will be some steep financial consequences. Even worse, you will be a lawbreaker.

Consider using public transportation or organizing a carpool. Insurance companies appreciate their customers being responsible and driving less miles is one way to show them. Letting your agent know that you frequently use mass transit or ride in carpools, can be a great way to lower your insurance costs.

Damage Liability

While you are shopping around for car insurance policies, make sure to include property damage liability in your quotes. That will ensure that damage caused by your car in an accident is covered. Only three states do not require liability insurance to operate a vehicle. If you get in a car accident, you will save money on replacing a vehicle or parts if you have damage liability.

With any luck, this article should have made you more confident when it comes to choosing an auto policy. You should educate yourself on auto insurance so you don’t become confused when different choices come up.

Permalink to single post

Spend Less By Replacing Your Cars Air Filter And Wiper Blades Yourself

In terms of renewing wiper blades and air filters, virtually all people use the schedule suggested by their local oil change service provider. The issue with this is that you are squandering money by using their service. This article will reveal how you can save money by changing these items yourself.

For one thing, did you notice that the standard manufacturer recommendation is that you replace your air filter every 20,000 miles? Exposed to common driving situations, this is what your car requires. And you ought not feel obliged to replace your air filter after 20,000 miles if it still appears to be fairly clean. Nevertheless, anytime you have your oil changed at an oil change unit, they typically recommend that you replace your air filter at every other oil change. Because they make extra income replacing air filters, it makes sense that they would recommend this. You may also end up paying very near to $70 for a $10 air filter at some locations.

Learning to replace your own air filter will save you considerable money and prevent you from being taken advantage of by the oil change facilities. You can easily go to the nearest auto parts store and find an air filter for as little as $6, depending on what style you require. At many retailers, they may actually help you to replace the air filter. Although changing an air filter is typically no more challenging than removing a wing nut or releasing 4 clamps that hold the cover on. Next, you merely take out the existing filter and replace it with a new one. So rather than pay an oil change garage $240 every two years to replace your air filter, you can spend a mere $10 to $20 every two years by doing it yourself.

The exact same thing can be said of the windshield wipers on your car. Have you thought to pay approximately $10 yourself for a pair of windshield wiper blades instead of shelling out close to $40 at an oil change facility? After all, changing wiper blades is as straightforward as changing your air filter. As an aside, you’ll usually find it easier if you replace the entire wiper blade unit as opposed to just replacing the blade. For this reason, try to obtain blades that include an entire unit. You typically only need a small screwdriver to help you replace the wiper blades. A good thing about wiper blades is that they tell you when they must be replaced by ceasing to work effectively. The oil change technicians are simply using a computer recommendation and they don’t know whether your blades happen to be working properly or not. As long as they have never changed the blades themselves, their system will repeatedly recommend that they replace them for you.

I have listed a few ways that you can save money on automobile maintenance by doing the job yourself. You could even want to consider learning how you can change your own oil. It is a little more challenging, however, you will find yourself saving even more money.