Monthly Archives: June 2014

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Driving Toward Big Savings With Auto Insurance

Many people think auto insurance is crazy and confusing. Just as is the case with anything, the more knowledgeable you are, the less chance there will be for any confusion.

You should check with your insurance company about your coverage limits before you add any aftermarket upgrades. Often, the company will only cover the value added to the entire car, not the actual cost of the additions.

You should always check the possible insurance rates if you are purchasing a new vehicle. Your insurance agent should know which cars have low premiums. If you’re in the market for a new or previously owned vehicle, insurance rate info could be a big factor in your choice. In addition, purchasing vehicles with good safety ratings can help save a large sum of money on car insurance.

Separate Policy

If you are thinking of adding a teenager to your auto insurance, find out how much it would cost to put them on your policy, versus the amount it would cost to get them a separate policy. Depending on the type of car your teenager drives, it might be cheaper to have them on a separate policy.

Your vehicle’s make and model is the number one influencing factor on your auto insurance rates. You may be attracted to expensive luxury cars, but your insurance rates will come at luxury prices as well. If your goal is to keep your auto insurance costs low, pick something safe and reliable that is sold at a modest price.

There are many options which can protect you far beyond the minimum that is legally required. Though your premium rates may rise, you may find that these options are worth it. Uninsured motorist protection covers accidents that involve the other person leaving the scene or the other person not having insurance.

All of these strategies apply to a lot of people. Take the advice provided here, and use it for your auto insurance needs. The necessary coverage at the best price is what you are looking for. These tips will help you find it.

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How About Automobiles That Operate On Water As A possibility?

Are you sick and tired of seeing gas prices continue to rise to where they are almost $4 a gallon? The oil giants are becoming wealthier and wealthier by the day, while you have to struggle more and more to load your tank, which you most likely have to do to put bread on the table. What if there existed yet another way, a superior way, to power your vehicle?

Because of the potentially devastating impact on oil profits, numerous promising solutions have not got beyond the testing phase. A simple glance at the gas gauge is enough to make anybody wish for a less expensive way to run their car. A very likely fantasy is cars that run on water – and there have been ads on the web lately for exactly that. A poor joke – or maybe certainty? Actually there are car manufacturers who are working on this possibility, and the future of the automobile is that it may run on hydrogen produced by water.

The energy of water is awesome, and so think about having your car run with hydrogen and also oxygen converted by built-up water pressure. Due to the fact the public is not aware of cars like this, it seems a fantasy – but don’t be fooled, they exist right now. Before the electric vehicle came to be used by anyone,it was more than two decades. Right now, there is more than a year’s waiting list for the Smart Car of America, which runs just on electric energy. There is surely a need to get rid of gas cars for those that run on something different.

There seemed to be a time when gas and also natural gas were cheap forms of energy, one for the car and the other for the house. The price of both forms of energy has grown on a steady basis, while concurrently pollution has increased dramatically. We need to thank the guys who blew the whistle on the detrimental effects of emissions, the environmentalists, but ironically they get held accountable instead. They made sure that the world’s supply of air and water stayed relatively clean, but had to endure name-calling and ridicule in the process. The addition of ethanol to gas causes it to perform cleaner, and who do we have to thank for this breakthrough but these folk. However, already astronomical oil prices keep rising and more has to be done, especially because the majority of our oil is sourced from abroad.

Instead of being dependent on international oil, wouldn’t it be nice to cut them out altogether, and that could possibly happen with a car engine that would run on hydrogen and oxygen burning. Does it appear too good to be real to use ordinary tap water to run your car? Both Ford plus Chevrolet are currently exploring a car that runs on hydrogen. Years into the future, as soon as their hydrogen-driven cars are finally brought out, the waiting list will probably be miles long.

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Choosing A Car That Is Around A Year Or So Old Is Cost Effective

Even though everyone loves the smell of a new car as well as the pride that comes with owning a new car, it could be worth your while to buy a car a year or two old. My nanna told me years ago that I shouldn’t buy a new car. Her advice appeared to be to find a car that had not clocked up too many miles and was around two years old. This should imply the automobile I ended up owning was in fairly good order especially since any work that had been needed on it up to that point would have been done.

There are additional positive aspects to purchasing a somewhat older car in addition to those above which I still follow now whenever I decide to purchase a car. I will now examine the savings that can be made when you buy a car that has been on the road a while and yet still comparatively new.

I’m not really sure if you understand it or not but once you buy a new car and drive it off the dealership the value of the car just drops by thousands of dollars. Which means that when you buy a car that amounted to $25,000 and you thought you got a great deal, you really didn’t. The instant you drive that car away from the lot it may possibly now only be worth $20,000. Sacrificing $5,000 dollars can occur in that quick space of time and those initial miles covered.

Go on and purchase a new car if you feel I am being extreme. After you have, besides going home, you shouldn’t drive anywhere else. Then the next day bring the car directly back to the dealer and see how much you can get for a trade in. In the space of a day, you may find that the car you paid $25,000 for has a proposed trade price in the range of $15,000 to $20,000.

Over time this has been the typical manner of doing things. You will discover instances now where for up to 30 days a dealer will give you the full original value back if you are trading in your car. Basically, after 30 days, you have still got to acknowledge that you are looking at a loss of $5,000. And when you try to sell your vehicle outright you may find yourself losing even more than that.

A two year old car will not bear that kind of loss when you are purchasing it from a car dealer in the same way. In cases where there have been issues with the car these should have previously been solved as my grandmother originally stated. Once you consider it like that, by purchasing a pre owned car with low usage you will actually be getting more for your money than if you bought a new car at the dealership.

It’s worth remembering these factors whenever you are making car purchase decisions. You can come across great value if you can resist the lure of a brand new car.