Monthly Archives: December 2013

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Tips That Can Get You The Auto Insurance That You Need

Buying the right insurance for your car is essential to prevent financial difficulties when an accident occurs. The article below will describe how to ask the right questions from your broker or agent, what coverage to buy and how to avoid duplicate coverage. Read the article and ask the right questions from your insurance professional.

Do your homework before you make a decision. Every insurance company will use a different formula to give you a price, usually based on your driving history and answers to questions. By shopping around and comparing rates, you can save a significant amount of money on your insurance.

Always get more than one quote, and get quotes from more than two sources when you are shopping around for auto coverage. In the insurance world, you will find that rates can vary greatly from company to company. Get a new batch of quotes each year to ensure you always have the best rate. Make sure this year’s quote is for the same coverage as last year.

In many states, auto insurance doesn’t insure only the vehicle, but the person driving that vehicle, as well. Many people will let friends drive their car and if the friend gets in a car accident, the insurance will not pay. It is possible to obtain insurance that permits additional drivers, though it will be more expensive.

Think twice before adding any kind of accessories to your car. Luxury items are nice, but they really aren’t that necessary. Insurance companies will not pay for the damage or loss of any of these types of items.

When you have good car insurance, it can make a world of difference if an accident occurs. You need to make sure you get the right things when it comes to insurance coverage. Use the tips offered to get the coverage you need.

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Is It Pretty Pricey To Change Your Car’s Air Filter And Wiper Blades Yourself?

Lots of people visit the nearest oil change garage and follow their recommendations when it comes to replacing their air filters and wiper blades. What you may not know is that you’re spending additional money when you make use of their services. This article will demonstrate how you can save money by changing these products yourself.

For one thing, did you realize that the normal manufacturer recommendation is that you change your air filter every 20,000 miles? This is due to the fact that under typical circumstances that is all it needs. Obviously, if after 20,000 miles your air filter is still pretty much clean there is no reason to change it. Now when you go to an oil change place they recommend that you change the air filter every 2nd oil change. The only reason that this is their suggestion is because this is how they generate money. Many of these garages also charge you up to $70 to replace a $10 air filter.

Replacing your own air filter doesn’t just save some money but it will also help you from being cheated by these big chains. Take a trip to your local auto parts store where you can purchase an air filter for below $10. And if you ask the employees at the parts stores, many of them will even put it in for you. It truly is a breeze to replace an air filter because you most likely only have to remove the wing nut or release clamps to get the job done. After this, you lift out the worn out filter and set the new one in its place. By carrying out this yourself, you may spend up to $20 every few years instead of paying someone else to do it for you at a cost of over $200 every two years.

Switching the windshield wipers will work the same way. It makes very little sense to pay an oil change place $40 for a couple of wiper blades when you can purchase them yourself for less than $10. In any case, changing wiper blades is equally as straightforward as changing your air filter. As an aside, you are going to usually find it easier if you change the entire wiper blade unit as opposed to just replacing the blade. So when purchasing the wiper blades make certain you get the whole unit. Virtually all wiper blades can be quickly replaced by using a little screwdriver. A good thing about wiper blades is that they let you know when they must be replaced by ceasing to work effectively. When you visit an oil change facility, they will recommend replacing your wiper blades based on their own company recommendations rather than whether or not the blades actually need to be replaced. Given that they have never changed the blades themselves, their system will repeatedly recommend that they replace them for you.

These are merely a few ways that you can save money on vehicle maintenance by doing the job yourself. You may also want to start considering changing your own oil. Even though it’s a bit more of a challenge, it will save you substantially more money in the long run.