Monthly Archives: September 2013

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Affordable Cars Between $10,000 and $15,000

If you are intending to get a brand new car but don’t want one that eats a lot of gas or would cost a lot for repairs, you should consider a car that costs between $10,000 to $15,000. These kinds of cars should have four or five doors and it shouldn’t be a full scale sedan.

You will likely get a car that runs on gasoline. The engines that work on gas and that are generally economical include the Yaris engines from Toyota. However you could also choose a diesel car as well.

In case you have 8000-10000 Euro, you could find an Opel Astra, Corsa, or even a decent Renault Clio. You could also get yourself a second-hand car for that much with 60,000 to 140,000 kilometers on it.

If your affordability is more like $12,000 or more, you can get the Opel Astra, Hyundai Accents or the Mazda 6 that is well equipped. You might even find a Yaris for that much in the process. There are also late model BMWs that can be obtained for that price but they do consume gas.

If you have in excess of 13 000 dollars, you can certainly think about new cars. A good car is the Mitsubishi Colt though it is somewhat noisy inside. Moreover, the Colt won’t have a good resale value in spite of its decent quality.

Suzuki Swift is another terrific car, but it can be small. You can find ample room for the driver but for the remainder of the car, it’s a bit cramped. The only real economical engine is the one of 1.25 on gas, yet it is a little lazy, which is not such a great feature, especially for a new car.

The Hyundai Accent 1.5 is actually one more car with typical optional features and a decent warranty. Hyundai has a very strong five year warranty or 100,000 kilometers and they’re known for quality service.

An additional solid car is the Skoda Fabia which has a rather peppy 68 HP engine. On the other hand, the assistance isn’t so great, and you might have problems repairing it at your local garage.

The Renault Clio is an additional car to consider with its 65 horsepower 1.5 liter engine and enough room for a tall person. It has pretty good mileage at 5.4 liters per 100km in the city plus it consumes just 3.8 liters on the highway. One important thing is definite: if you are searching for very low consumptions, you will have to ignore the high performance cars. However, most cars are equipped to reach 120 km/h easily and you won’t leave you feeling that you are soliciting the engine too much. At top rates of speed, fuel consumption can go over 4 liters per kilometer but no more than 7 or 8.

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Choosing A Car That’s Around A Couple Of Years Old Is Cost Effective

New cars are very attractive especially sitting in one for the first time but there are good reasons to purchase one that is a couple of years old. I was encouraged against buying new cars by my own grandma a long time ago. Her help and advice seemed to be to find a car that had not clocked up a lot of miles and was around two years old. This should mean that the car I ended up owning was in fairly good order especially since any work that had been needed on it up to that point would have been done.

Those rules are something I still abide by today as they are sensible and in buying an older car there are other considerations that add on weight to this argument. In this article I will clarify to you how you can save thousands by acquiring a fairly new but used car.

I’m not really sure if you understand it or not but once you buy a new car and drive it off the dealership the value of the car just drops by thousands of dollars. Perhaps you believe you have bought a car that is the best value for money if you paid $25,000 for instance but in reality you haven’t. As soon as you drive that car away from the lot it may possibly now only be worth $20,000. Sacrificing $5,000 dollars can take place in that quick space of time and those initial miles covered.

Splash out on a new auto, if you feel I am being too alarmist here. If you do, just travel in it right to your house. Head off to the showroom the day after and find out what value they set on your car then. For trading in the car you might expect anywhere between $15,000 and $20,000 and this covers a car you purchased for $25,000 the day before.

In past times, this is simply how things operated in the trade. There are situations now where for as much as 30 days a dealer will give you the full original value back if you are trading in your car. You still will be $5000 down after those 30 days have gone by. This deficit could possibly be greater if merely selling the car is something you are considering.

At this point when you buy a car that is a couple of years old you won’t be losing that instant decline when you drive it off the lot. And naturally like my grandmother pointed out, any issues the car may have, will have been worked out by then. Once you consider it like this, by purchasing a pre owned car with low miles you will actually be getting more for your money than if you bought a new car at the dealership.

It is worthwhile remembering these factors whenever you are making car purchase decisions. You might have to sacrifice the attraction of a new car to end up with the most cost effective transaction.

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Tips To Help You Make The Best Auto Insurance Decisions

You need to know as much as you can about auto insurance. You should have all the pertinent information in order to choose the correct coverage for your needs. This article provides you with tips to assist you in making better informed decisions concerning auto insurance.

There is a myth that insurance premiums instantly go down when people turn 25. In fact, insurance rates go down over time starting at age 18, provided the driver continues to drive safely.

The amount you pay for auto insurance each month will greatly depend on the type of vehicle you purchase. If you have high-class taste and want an expensive luxurious car, this will affect your insurance costs. Choose something nice, safe and reliable over a flashier option to save big on insurance bills.

Public Transportation

Utilize public transportation or ride to the office with co-workers. Impress your insurance companies by keeping your mileage down and they may reward you with lower rates. Try activities, such as taking public transportation or carpooling, to work to see if you can find a way to reduce your insurance premium.

When purchasing car insurance, get quotes from multiple carriers. Rates will sometimes vary drastically. An annual review of your policy and its premium price against comparative firms is important to ensure that you are always paying the best price available. When you are reviewing the quotes, look to see that the amount of coverage is comparable on each of them.

It is not a good idea make your insurance premium payments on a monthly basis. It is common for insurance agencies to add around $4 to a monthly bill. Paying annually could save you 60 dollars a year. If you are paying a lot of bills this may become hard. Generally, the fewer payments you have, the better.

The information presented in this article has, hopefully, increased your knowledge, which can guide you in making more informed decisions regarding vehicle insurance. You will find that you are more knowledgeable and confident about making your selection. These tips can not only help you, but your friends and family!