Monthly Archives: September 2013

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Having Trouble With Auto Insurance? Try These Tips

Some things that affect your insurance cost are in your control; others aren’t. Asking for a higher deductible can lower your premium. Use the advice in this article to find ways to get the best deal on your auto insurance.

Inquire with your insurance company before purchasing aftermarket parts for your vehicle. You will want to know what they would cover in the case of a total loss. It is most common for the insurance company not to want to cover the individual parts, but will likely cover the value of the total vehicle.

To keep your insurance rates low, pay on time and never allow your auto insurance coverage to lapse. You can create gaps in coverage easily by moving from one insurance carrier or policy to another one. If the insurance company you are moving to finds that you have gone any length of time without insurance, your monthly rates may increase.

Before purchasing automobile insurance, get quotes from several companies. Rates can be very different depending on which company you choose. An annual review of your policy and its premium price against comparative firms is important to ensure that you are always paying the best price available. When you get car insurance quotes from different companies, make sure they apply to an equal amount of coverage.

Raising the amount of your deductibles is a great way to save money on insurance. You should then put some money aside to pay your deductibles in case you get in an accident. Your premium will cost less if your deductible is higher.

As you read earlier, there’s a lot you can do to reduce the price you pay for auto insurance. Things that you are able to influence include the location of your residence, the amount of driving you do and especially your legal driving record itself. By taking a look at factors, such as mileage, you can reduce your car insurance premium.

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Is It Pretty Pricey To Renew Your Car’s Air Filter And Wiper Blades Yourself?

The majority of people immediately have their oil changed at a local garage and follow the mechanic’s advice regarding replacing air filters and wiper blades without question. Unfortunately, you’re wasting unnecessary money when you allow them to replace these items for you. Read on to learn how you’re wasting money by letting the oil change facility dictate when to replace filters and wiper blades and how you can actually do it yourself for a lot less money.

For one thing, did you realize that the standard manufacturer recommendation is that you swap your air filter every 20,000 miles? This is because under ordinary situations that is all it needs. And you should not feel obligated to swap your air filter after 20,000 miles if it still appears to be fairly clean. If you follow the recommendation of virtually all oil change locations, you will change your air filter approximately every six months. They propose this recommendation because it is a worthwhile moneymaker for them. Some of these places even charge you up to $70 to replace a $10 air filter.

Learning to replace your own air filter will save you significant money and prevent you from being taken advantage of by the oil change facilities. Take a ride to your nearby auto parts store where you can purchase an air filter for under $10. And if you ask the employees at the parts stores, many of them will even put it in for you. It really is a piece of cake to replace an air filter as you most likely only have to remove the wing nut or release clamps to get the job done. Then, you lift out the used filter and set the new one in its place. So instead of spending $240 every 2 years on replacing your air filters at those oil change places you can do it yourself for approximately $10 to $20 every 2 years, depending on your air filter.

The very same thing goes with the windshield wipers on your automobile. It makes hardly any sense to pay a garage $40 for a pair of wiper blades when you can purchase them yourself for less than $10. In fact, changing wiper blades is as simple as changing your air filter. As an aside, you would usually find it easier if you replace the entire wiper blade unit as opposed to just replacing the blade. So when shopping for the windshield wiper blades make sure you get the whole unit. Nearly all screen wipers can be replaced with just the help of a small screw driver. A good thing about wiper blades is that they show you when they need to be replaced by ceasing to work correctly. The people at these service centers have no idea how your blades are performing they just go by what their computer tells them. Therefore, if they have never replaced your wiper blades, they will continue to recommend that you buy new wiper blades from them.

I have listed some ways that you can save money on automobile maintenance by doing the job yourself. You may also wish to start contemplating changing your own oil. It will take you more practice to get good at it, but you will be able to look forward to saving a large amount of money.

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Vehicle Maintenance – How Critical Could It Possibly Be?

After you buy a new car most people take care of it like it was their own child. Before long, though, they often become considerably lackadaisical about maintaining their car. This article will shed light on how you can make your older car appear as if you just bought it.

The very first thing is cleaning your car. If you are just like most people, you consistently washed your newly purchased car every weekend without fail. However, now that a few years have gone by, your car is lucky to be washed twice yearly. You are making a significant error by doing this. When you wash your car on a regular basis, it helps to prevent rust from becoming a problem. This really is critical when you live in a region that gets a great deal of snow every winter. As everyone knows salt will make your car rust out faster than cars that don’t have to deal with rust. And that’s why it is even more important to wash your car at least once weekly or two weeks.

Once you first acquired your car, it is likely you vacuumed it every week when you washed your car. Even so, just as with washing your car, now that time has passed vacuuming does not seem so important anymore. The issue with this is that often by not vacuuming your car on a regular basis the dirt will end up accumulating and working like sand paper on the carpeting. Eventually, this dirt will completely wear away the fabric of your carpet and carpet padding. Over time, you will see that your carpet begins to manifest holes and tears. It is possible to reduce the risk of ruining your carpet unnecessarily by vacuuming it out every month.

We should also think about the leather and vinyl areas of your car, such as the dashboard. You should implement a regular routine of cleaning and conditioning so that these items will not become dry and begin to crack. I am sure when you got your vehicle you did this weekly when you washed the car. However, it likely in no way crosses your mind to accomplish this anymore.

You’ll want to include one more thing in your routine maintenance schedule. Putting on a coat of wax to your automobile should be done on a monthly basis. By doing this, your vehicle’s surface will not be harmed by road salt or other natural elements. If you happen to wax your car monthly, its finish is likely to last much longer than the other parts of the car.

Should you choose to follow the above maintenance suggestions, you will be rewarded with an nice looking car. Almost certainly, you won’t choose to drive your car if it has an unsightly appearance even though it runs well. This will likely start the whole new car purchasing and maintaining process once again.