Monthly Archives: February 2013

Permalink to single post

Choosing A Car That’s Around A Couple Of Years Old Is Cost Effective

Even though everyone loves the smell of a completely new car as well as the pride that comes with owning a new car, it could be worth your while to buy a car a year or two old. Purchasing a new car is one thing I was warned against before by my grandmother. A vehicle that was around the two year mark with not too much mileage is the thing that she said I needed. Her reasoning behind this was basically that any difficulties that the car may have had will be taken care of and I would be sure that I was getting a car in good working condition.

While this made sense to me and I have been living by that theory ever since, you will find other reasons why buying a car a few years old is a good choice. I am going to now verify the savings that can be made when you buy a car that has been on the road a while and yet still comparatively new.

Right after paying for a new car, it is usually worth a few thousand less right after you leave the car showroom and is something you may not have considered. Perhaps you believe you have bought a car that is excellent value for money if you paid $25,000 for instance but in reality you haven’t. As soon as you drive that car off of the lot it may now only be worth $20,000. Losing $5,000 dollars can take place in that quick space of time and those initial miles covered.

If you think I’m exaggerating, go and purchase a new car. After you have, apart from going home, you shouldn’t drive anywhere else. Go back to the showroom the day after and find out what worth they set on your car then. Most likely for that $25,000 car you invested in yesterday they will offer only you $15,000 to $20,000 for the trade in value.

Historically, this is just how things ran in the trade. There are instances now where for up to 30 days a dealer will give you the full original value back if you are trading in your car. Essentially, after 30 days, you’ve still got to acknowledge that you are looking at a loss of $5,000. You might even make a bigger loss if you try to locate a buyer for your car yourself.

That immediate reduction in value is something you will not have to deal with if you decide to buy a car that is say 2 years old. In cases where there have been issues with the car these should have previously been solved as my grandmother originally stated. So when you consider it like this, by purchasing a pre owned car with low mileage you will actually be getting more for your money than if you bought a new car at the dealership.

So when getting a new car, these are all issues that you should consider. If you do not care about passing up on that new car smell you can end up getting a much better deal.

Permalink to single post

Vehicle Servicing – How Critical Can It Be?

Many people attend to a new car as if it were their firstborn kid. However, after a few years they start to let the main things slide. Continue reading to discover some methods that can keep your car looking brand new for years to come.

A top consideration is washing your vehicle. Almost certainly, you washed your vehicle every weekend when it was brand new. And then a couple of years later you hardly wash your car every 6 months. This is certainly a big oversight. Once you clean up your car on a regular basis, it helps to prevent rust from becoming a problem. This is often a big concern if you live in a cold climate where they salt the roads during snowstorms. The salt employed for restoring streets can encourage rust to develop on a car. And that’s why it is even more important to wash your car at least once each week or two weeks.

You probably actually started out vacuuming your car once a week any time you washed it. But again, since a year or two have passed you may not simply vacuum your car once a year. But you are creating a new problem simply because irregular vacuuming allows dirt to build up on the carpet. As, obviously, this debris will quickly wear away at the fabric of your carpet as well as the base keeping all the carpeting together. This can result in holes and tears in the carpeting. By vacuuming your car a minimum of once a month it will be easy to avoid unnecessary wear and tear.

We should also think about the leather and vinyl elements of your car, such as the dashboard. You will need to keep these things clean and conditioned to keep these items from becoming dry and cracking. I am sure when you got your vehicle you did this every week when you washed the car. However, it in all probability never crosses your mind to accomplish this anymore.

You’ll want to include one more thing in your regular maintenance schedule. Putting on a coat of wax to your automobile should be done on a monthly basis. By doing this, your car’s finish will not be harmed by road salt or other natural elements. Frequent waxing can make it possible for your car’s finish to outlive the remainder of the car.

Using the above suggestions will make it easy for your car to look brand new for many years. You have to remember that even when your car continues to run perfectly if it doesn’t look nice you may not even want to keep it. If that’s the case, you’ll end up having to buy a new car sooner than you might have otherwise.

Permalink to single post

When You Need To Find Auto Insurance – This Information Can Help!

Some factors that are taken into consideration when setting the price for your policy are fixed, and others are adjustable. Asking for a higher deductible can lower your premium. This article will guide you through the different variables and options that will lead to your getting the best price you can on automobile insurance.

By consistently driving well, you can lower your auto insurance premium. By avoiding traffic violations and accidents, you will be able to get a good driver discount. It is costly to be a bad driver. If you are a safe driver, your premiums will be much lower.

Pay your car insurance all at once or quarterly. Your insurance provider could have added anywhere from three to five extra dollars to your bill. It may not seem like much, but it adds up quickly. Adding another payment to your monthly bills can create a hassle. You generally spend less on your insurance if you pay the bill in full when it is due.

Drivers over 55 with a refresher course under their belt can receive great discounts on auto insurance. In some cases, this could mean saving a cool 10% in insurance premiums.

To lower car insurance costs, don’t share cars among members of your family. You will get a better price that way.

When considering a switch in insurance coverage for your automobile, be sure to continue your existing coverage during the search. You should not be without auto insurance even for a short time, since accidents can and do happen at any time.

Insurance Premiums

As stated at the beginning of this piece, you have influence over a number of factors that determine your insurance premiums. Your location, your driving habits, and how responsibly you drive are all under your control. If you do what you can to optimize these variables, you can save yourself a bundle on auto insurance premiums.

Permalink to single post

Keep Your Dollars By Purchasing An Older Vehicle Rather Than A New One

Purchasing a car which has been on the road between one and two years can certainly make sense although we all like the idea of having a new one along with the feelings that come with that. Buying a new car is one area I was warned against before by my grandmother. A car that was around the two year mark with not too much mileage is the thing that she said I needed. This should show that the automobile I ended up owning was in fairly good order especially since any work that had been needed on it up to that point would have been done.

While this made sense to me and I happen to be living by that principle ever since, there are actually other reasons why buying a car a few years old is a good choice. I am going to now verify the savings that can be made any time you buy a car that has been on the road a while and yet still fairly new.

The fact that a new car’s value diminishes by thousands once you have driven away from the car dealer is a factor you have maybe not thought about. Any purchase transaction of say $25,000 for a new car will not have been beneficial for you even if you think it was. The valuation could possibly be as low as $20,000 when you wave goodbye to the car dealer. Which means that in a matter of a few moments and a few miles you just erased $5,000.

If you think I am exaggerating, go and get a new car. Afterward drive it no other place else but straight home. Then the next day bring the car back in the dealer and ask them how much you can get for a trade in. With regards to trading in the car you could expect anywhere between $15,000 and $20,000 and this is actually for a car you got for $25,000 the day before.

Historically, this is simply how things worked in the trade. But now a number of dealerships are offering you a 100% trade in price for 30 days after you buy the car. You still will be $5000 down the moment those 30 days have gone by. And when you try to sell the automobile outright you may find yourself losing even more than that.

A two year old car is not going to experience that kind of loss when you are purchasing it from a car dealer in the same way. In addition to this, any difficulties with the car should have been ironed out just as my grandma advised. The comparison between a new car and a used car with not too many miles, is in favor of the latter on this basis.

It’s just something to bear in mind the next time you are thinking about getting a new car. If you do not object to passing up on that new car smell you can end up getting a much better deal.

Permalink to single post

Read This Piece Before Buying A Car

Have you ever gone shopping for a new car and felt confused and overwhelmed when you got to the dealership? You might have just lacked the proper knowledge in regards to buying a car. Try the tips here; they can help you make the buying experience much easier.

Fuel economy should be considered prior to getting a car. Highly efficient models may be more expensive initially, but they may provide big long-term savings at the gas pump. Think about long term costs prior to picking out your car.

Remember the hidden costs of a car. Salesman use this to try to lure you into a deal. This is usually just regarding your loan terms changing. Either way the sales person is getting paid the same commission.

Make sure your finances are in line before buying a car. Make a detailed list of what you can safely afford and then start conducting your research to find the greatest value. If you don’t, you may end up in big trouble after your purchase.

Look for your car on the Internet before going to the lot. Once you know the make and brand you are in the market for, then go see the dealer. You should search online to find which car might be the best choice for you, which cars have the best safety rating and other information that you cannot get from a dealership.

Before you buy any car, you must take it for a test drive. You need to put the car through its paces to determine if it has anything wrong with it. Try to give the car a test run and focus on anything that could go wrong, so you’re not getting stuck with something you don’t want.

Keep this article in mind every time you walk into a dealership. Utilize this article as a guide in order to assist you in your car shopping. The tips here can be referred to often.

Permalink to single post

Several Important Tips For Buying A Used Vehicle

Are you planning to buy a new car but you can just afford a used one? These days buying a pre-owned car has grown to be as important as the new car that everyone would really like. With countless places to go for business and pleasure, many people are wanting to get some kind of vehicle. With this current economic crisis, buying a brand new car is not a great choice for many people. That is where the likelihood of having to purchase a second-hand car is the only option for many people. Getting a used car that may be two to four years old can save you anywhere between 25% to 50% off the price of a new car. This is the reason it is so necessary for people to know the best way to pick a used car.

The initial thing you will need to do when you look for a used car is to look at the car’s condition. You have to check the automobile over very carefully, not just the exterior and the interior, but inside the trunk, and under the hood. When you examine the exterior of the vehicle, be keeping an eye out for rust in the paint. Confirm that the car is parked on the level, to help you determine if it leans to one side or the other. If it looks like the car is tilting on one side, the frame or spring could be damaged. Be sure that the lights on the car work and that the tires are adequately inflated.

It is important to likewise check the tire treads for wear or if they are smoothing out. In addition the disc brakes, the wheel rims, the windshield, and everything else you can think of should be looked at quite closely. While you look over the insides, make sure that all things are clean and that there are no tears or rips in the seats or flaking on the controls or rubber pedals. Be aware of any smells, such as originating from a dog or cat. In case you or the people you travel with are allergic to pets, getting a car that had pets in them could cause problems. Of course, be sure that the air conditioner is working in great condition.

You ought to check the trunk to at least be sure that there’s a spare tire. You need to see what kind of condition it is in. Find out if there are any possible leaks or oxidation damage. It’s also advisable to recognize what you are looking at beneath the hood. When you really don’t know what to look for, find a trusted mechanic and have them check it for you. You need to carefully look to make sure there are no cracks in the belts and hoses and that things like the battery, radiator and transmission are all working properly. Be sure that you aren’t seeing any signs of damage like rust or dents.

When everything passes the inspection, the next thing is to test drive the automobile. Be sure that you feel comfortable driving the automobile and then the handling matches to your way of driving.

Permalink to single post

How To Buy A Car Like A Pro

When you are looking for a new car, keep in mind that you should have the very best you can find. Don’t let past bad luck color your new car experience. You just have to approach the situation differently. Keep reading for helpful advice about buying a good car.

Make sure that the car you purchase has been inspected fully. Find your own reputable mechanic, and don’t settle for one the dealership offers. Stay away from the dealer’s mechanic. Your mechanic will be able to let you know whether or not the car is worth the asking price and road-worthy.

You should do some research on how much your used car is worth before you accept a trade in. You will be able to know what dollar amount you can possibly get from the deal, and this can help you in figuring out an acceptable price for the new vehicle.

When you go shopping for a new car, have someone else go with you. They can help discern the situation, and they can fill in whichever gaps aren’t your strong points. This person can be a friend, relative or spouse.

You have to research before your purchase. Really, you shouldn’t choose to go to a lot before doing the proper research. Figure out the specs of any car you’re thinking of getting. Think about the brand, the dealer itself, and anything else you need in a car first.

Know that the initial counteroffer presented to you isn’t the lowest available price. Give them another counter offer, and they’ll give it to their manager. The price should lower at this point. They don’t want the process to take too long, so at this point they will offer the lowest price.

This article has provided you with great tips that will help you find your perfect car. Car shopping isn’t the simplest thing to do, but it certainly isn’t rocket science. You should use these tips when you go shopping for a new vehicle and take the time to think about your decision.

Permalink to single post

Pay Attention To Avoid Auto Accidents

Many people are convinced that they will certainly not get into a car accident. Everyday, across the world, people are involved in minor accidents all the way up to lethal head-on collisions. People really don’t fret too much about it unless it happens to someone they know or it happens to them. Car accidents turn into a tragedy really quickly when someone dies or is serious hurt. It can be far worse if the people killed are young adults. There are ways to drive defensively, to avoid being in accidents. How frequently do drivers practice driving safely? Chances are that people aren’t driving smartly since there are so many distractions.

People turn out to be unconscious because of all the quick errands and interruptions that they proceed through each day. You will find too many people talking on cell phones, who surely are not giving the driving their full attention. It’s not surprising that with so much happening that accidents happen regularly. If every person made the effort to pay attention to the road and drive defensively, all of us will have less accidents. The number one strategy for a driver to avoid accidents, is to pay attention to what is going on. If you are driving on the road, don’t multi-task, do not think about the day ahead, just simply keep your mind on the road.

When you are in traffic or crowded intersections, be sure that your phone is off as well as both hands on the wheel. If you insist on talking on the phone while you drive get those wireless headsets so you’ll have both hands on the wheel. The very last thing you should be doing while driving is trying to read the newspaper, or a book. Females should not be placing on makeup while driving on their way to the job. There needs to be a number of interesting statistics on the number of accidents caused by talking on cellphones, reading books or putting on makeup. Consider the number of accidents that might be avoided if everyone erased all of these distractions while they were driving.

Along with being completely focused, another good way to prevent accidents, is to obey all of the traffic rules. When you are going the speed limit, there is certainly a less likely probability you will get into an accident. Numerous motor vehicle collisions are due to speeding. How many folks truly drive the speed limit?

Regrettably, each time you get into a vehicle, you are an accident waiting to happen. If you could possibly be an excellent and safe driver, that cannot prevent the other driver from driving carelessly. Often there is that threat when you drive around town. Undoubtedly you can do your part by driving slower, and in a more protective way.

Permalink to single post

Follow These Tips To Locate The Auto Insurance Policy That You Need

Car insurance is as much of a necessity as gasoline or regular maintenance. You have a lot of choices when it comes to your auto insurance. If you take the time to learn about the subject, you may be able to get better coverage for less money.

Think about driving a car that isn’t so sporty. When you have a sports car, it will cost more to insure. You should stick with an average vehicle. Those with high performance engines will be expensive to cover because they are involved in more accidents. Expensive vehicles are frequently targets of theft. This factors into your insurance cost.

Think about 100/200/100 coverage if you have a decent vehicle. Most states require a minimum level of liability coverage, so it is important that your policy meets these stipulated levels.

You can find a statistic called the “consumer compliant ratio” on the insurers in your state. The consumer complaint ratio will help you decide.

If you are in an accident and need to file a claim, be sure to get plenty of documentation. Use your cell phone to take pictures and record video of the damage caused by the accident and the location where it occurred. Think about keeping a camera in the glove compartment in case you need it someday.

When purchasing car insurance, get quotes from multiple carriers. There are several factors at work that can cause major variations in insurance rates. Get new quotes every year to ensure the lowest premiums and out-pocket-costs. However, make sure the policy details for each quote are very similar.

We all pay various amounts for our auto insurance. It is not only because of different cars or conditions. There are some people who always end up getting a better deal for the same policy. Just learn tricks of the trade to save some money.

Permalink to single post

Learn Some Tips When Buying A New Car

Some people with great expertise in cars know all about how much different cars are worth. There are also many people who don’t feel comfortable when it’s time to make a vehicle decision. This is a good read for those that feel a little lost.

Try to bring someone with you if you are going shopping for a vehicle. He or she can give you another perspective on a vehicle, and may be more willing to leave if you are not offered a good deal. Bring a friend, a parent or a spouse.

Never buy a car without test driving it first. Make sure that you are comfortable when you test drive a car. Wait until the exact car is in stock that you are looking to buy.

AS-is warranties should always be avoided. This decision can ultimately cost you hundreds or even thousands of dollars. Never agree to purchase a used vehicle unless you are assured at least a 30 day warranty. If the vehicle needs a major repair a day or two after you buy it, you will have to pay for the repair.

If you are planning on buying a car, you should consider what your plans are for it. For instance, if you most often drive on freeways, a hybrid is a great choice for you. You always want to find the best vehicle to suit your needs and driving habits.

Lower monthly payments can mask a substantially higher overall price. You can easily get distracted by a low monthly payment that you can afford. During the course of negotiations, some salespeople may use this to their advantage and offer you low monthly rates but a higher total price. Before you sign your contract, be sure to read it over so you don’t get any surprises.

You should no longer feel overwhelmed. You’ve gained some knowledge that will help you make a great decision about buying a vehicle. You can get a great deal on a fantastic automobile. You can now enjoy shopping for your new car!

« Older Entries Recent Entries »